Easy, Convenient Solutions for Personal Finances
John Marshall Bank offers a variety of Personal Checking and Savings Accounts to meet your banking needs, including JMB Free Checking.
With your personal checking account you also get the following additional benefits:
- Free Allpoint® MasterCard ATM or Checkcard with access to over 55,000 surcharge-free ATMs nationwide
- Free online banking and bill pay
- 24-Hour telephone banking
- Overdraft protection available (subject to approval)
The chart below provides an easy way to select the personal deposit products that are best for you. If you need assistant in choosing the right products, please ask one of our knowledgeable customer service representatives, or contact us.
How to Open an Account
To open an account, complete a Personal Account Information Sheet and return it to your nearest location.
Personal Checking Accounts
| JMB Free Checking | JMB Interest Checking | |
|---|---|---|
| Minimum to Open | $100.00 | $100.00 |
| Minimum to Avoid Fee | n/a | $1,000 average |
| Monthly Fee if Below Minimum | n/a | $10.00 |
| Interest Rate | n/a | Please ask for current rates |
| Electronic Banking | Free Allpoint MasterCard Debit Card with surcharge free | |
| ATM access*; Free Telephone Banking; Free Internet Banking; Free Bill Pay Plus | ||
* Other banks may charge an ATM usage fee, but John Marshall Bank will never charge you for ATM usage.
Personal Savings / Money Market Accounts
| Savings | Junior Savings* | Money Market | |
|---|---|---|---|
| Minimum to Open | $50.00 | $5.00 | $100.00 |
| Minimum to Avoid Fee | $100 average | no minimum | $1,000.00 average |
| Monthly Fee if Below Min. | $3.00 | n/a | $10.00 |
| Interest Rate | Please ask for current rates | ||
| Maximum Withdrawals / Mo | 3 | 3 | 6 |
| Fee for Excess Withdrawals | $3.00 | $3.00 | $10.00 |
| ATM Access | Yes** | No | Yes** |
| Telephone Banking | No additional charge | No additional charge | No additional charge |
| Internet Banking | No additional charge | No additional charge | No additional charge |
* Account holder must be 17 years old or younger; must be joint with parent
** Must have related checking account for ATM access
CDARS
A Smart Way to Protect Your Money.
CDARS® is the Certificate of Deposit Account Registry Service® — the most convenient way to enjoy full FDIC Insurance on deposits of up to $50 million. With CDARS, you sign one agreement with John Marshall Bank, earn one interest rate, and receive one regular statement. This service is perfect for customers who want the extra protection of FDIC Insurance for deposits over $250,000 but don’t want to deal with multiple banks. Ask us for current rates.
To learn more about CDARS, click here.
Click here for a Personal Account Information Sheet, which all new customers complete to open any of the accounts described above. If you are not sure which account would be best for you, please stop by or contact us, and we’ll be happy to help!
