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Traditional Banking Services

Business Checking Accounts

Our JMB Business Checking and Business Interest Checking accounts satisfy the needs of most businesses. Our goal is to partner with businesses, no matter the size, as your success is of mutual interest.

  • FREE – Online Banking and Bill Pay
  • FREE – Business MasterCard® chip-enabled debit card
  • FREE – Direct Connect for QuickBooks® users
  • FREE – Unlimited ATM withdrawals using any ATM in the world*
  • Access – to Remote Check Deposit Service
  • Access – to our robust cash management services
  • Access – to our cost-savings local merchant services

*Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. JMB does not charge a fee for using another bank’s ATM. ATM fees will be rebated, once the transaction posts.

Business Checking Accounts

JMB Business Checking Business Interest Checking
Minimum to Open $100.00 $100.00
Minimum Balance to Avoid Fee $100.00 $1,000 average
Monthly Fee if Below Minimum $10.00 $10.00
Free Transactions Per Month 500 500
Charge Per Excess Transaction .25/each .25/each
Interest Rate N/A Ask for Today’s Rate
Card Access FREE MasterCard®
Business Debit
FREE MasterCard®
Business Debit
Basic Internet Banking FREE FREE
*Sole Proprietors Only. Rates, fees and terms subject to change.

Commercial Checking Account (Analyzed)

If you average over 500 transactions a month or carry a large balance, then our Commercial Checking Account is the right choice for your business.

An Analyzed account, Commercial Checking lets you earn credit based on the average balance in the account that’s then used to pay for the bank services you use.

Benefits of an Analyzed Account

  • Earnings Credit Rate: Get a competitive earnings credit rate for the most efficient use of your collected balances to compensate for the services you use.
  • Earnings Credit: If you have multiple accounts, your earnings credit from one account may be used to offset service charges incurred by an associated Analyzed Account.
  • Cash Management Tool: Manage funds effectively and avoid unnecessary service charges with our Cash Management Tool.
  • Simplified Services: Pay just one monthly fee for all of the services on all of your qualified accounts.

Analyzed Checking

Minimum to Open $100.00
Monthly Maintenance Fee Per Account $12.00
Interest Rate N/A
Basic Online Banking FREE
Online Bill Pay FREE
Cash Management Services Analyzed services available with your Commercial Checking account include:

ACH Batch File Processing

Wire Transfer

Positive Pay for Checks & ACH

Remote Deposit Capture

Insured Cash Sweep (ICS)

Cash Concentration Accounts

Rates,fee, amd terms subject to change

Please refer to the fee schedule for a complete list of costs associated with a Commercial Checking account.

Business Savings and Money Market Accounts

At JMB, you’ll see a rate of return on your excess cash at a rate traditionally reserved for our personal accounts. This account is liquid, allowing you to take advantage of opportunities as they arise.

Business Savings Business Money Market
Minimum to Open $100 $100
Minimum Balance to Avoid Fees $100 average $2,000 average
Minimum Fee if Below Minimum Balance $3 $10
Minimum to Collect Interest N/A
Interest Rate Ask for Today’s Rate
Maximum Withdrawals 6 Per Month
Fee for Excess Withdrawals $3 $10
Checks N/A FREE
ATM Access FREE at Allpoint ATM’s
Online Banking FREE

JMB @ Work Employee Checking Accounts

Now that we’ve taken care of business, it’s time to talk about your most important asset: your employees.

Up the ante on your benefits package with a JMB @Work Checking Account that includes:

  • FREE International ATM access (5 transactions/month)
  • Bonus rate on one Certificate of Deposit
  • One fee-free Stop Payment per month
  • One fee-free Domestic Wire Transfer per month
  • FREE checks (first order only, $35 value)

Cash Management Services

From processing payments and managing cash balances to retrieving account information, our advanced Cash Management Services simplify tasks and make it easier for you to get back to business.

We’d love to talk about how we can help you better manage your money—and your time.