Have We Got a Career for You.
John Marshall Bank is a fast growing community bank located in the Washington, DC metropolitan area and headquartered in Virginia. We are always on the lookout for qualified candidates to join our staff! We offer excellent benefits, a supportive team, and opportunity for professional growth. If you are interested in exploring possible career opportunities, please send resume and cover letter to careers@johnmarshallbank.com.
John Marshall Bank is an Equal Opportunity Employer, M/F/D/V.
Credit Analyst
Commercial lending at John Marshall Bank is one of the most important aspects of our business. Our Credit Analysts play a critical role in our underwriting and loan approval processes, and work very closely with our lenders and our senior management team.
Primary Responsibilities:
• Comprehensive underwriting to include gathering, analyzing and interpreting all types of credit information on existing and prospective customers.
• Analyze financial data from corporate tax returns, company-prepared financial statements and supporting reports, CPA-prepared financial statements, personal financial statements and tax returns, credit reports and other data points.
• Prepare thorough written analysis of the current, historical and projected financial conditions and earnings performances of the borrower(s).
• Create cash flow statements, projections, and sensitivity analyses in order to evaluate the debt servicing capacity of borrowers.
• Prepare collateral analyses to be used for real estate loans, government contractor financing, and other financings such as those for accounts receivable, equipment, inventory, and intangibles.
• Research and consolidate available market and industry data used in consideration of various lending opportunities.
• Communicate effectively with bank loan officers and other bank personnel, customers and prospects.
• Make recommendations to the loan officer regarding the credit decision.
• Actively participate in the loan approval process, to include being directly involved with presentations as they are made to our loan committees.
Qualifications:
• Bachelor’s degree, preferably in Finance or Accounting.
• Minimum of 2 years in a commercial banking environment.
• Minimum of 1 year of experience in credit analysis, underwriting and/or a formal credit training program.
• Ability to work a 40 hour week and to have independent transportation to our headquarters location (1943 Isaac Newton Square East, Reston, VA).
Required Skills:
• Fundamental knowledge of commercial real estate, commercial & industrial, general business and real estate construction loans.
• Sound credit and analytical skills, to include a fundamental understanding of balance sheets, income statements, and statements of cash flow.
• Computer literacy: proficiency with Word and Excel, with the ability to learn internal bank systems and additional software applications.
• A strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions.
• Self-motivation, a strong work ethic, the ability to work independently in a fast-paced team environment, and driven to meet deadlines.
To apply, send your resume and cover letter to careers@johnmarshallbank.com with “Credit
Analyst” in the subject line. Equal Opportunity Employer.
C&I Junior Lender – DC / Maryland Region
Community Business Lending at John Marshall Bank is one of the most important aspects of our institution’s growth. Our C&I Lenders play a critical role in our ability to prudently increase the loan and deposit portfolios at the Bank.
Primary Responsibilities:
• Originate acceptable deposit and loan accounts for the Bank through superior business professionalism and inexhaustible efforts.
• Gather financial information on existing and prospective customers.
• Analyze financial data from corporate tax returns, company-prepared financial statements and supporting reports, CPA-prepared financial statements, personal financial statements and tax returns, credit reports and other data points.
• Prepare written loan presentations for discussion at all levels of loan committee approval.
• Have a thorough understanding of cash flow statements, projections, and sensitivity analyses in order to evaluate the debt servicing capacity of borrowers.
• Prepare collateral analyses to be used for real estate loans, government contractor financing, and other financings such as those for accounts receivable, equipment, inventory, and intangibles.
• Communicate effectively with bank loan officers and other bank personnel, customers and prospects.
• Actively participate in the loan approval process, to include being directly involved with presentations as they are made to our loan committees.
• Tirelessly seek out new business customers for the bank through personal networking skills, institutions such as local Chambers of Commerce, referrals from Senior Officers of the Bank, etc.
Qualifications:
• Bachelor’s degree, preferably in Finance or Accounting.
• Minimum of 3 years in a commercial banking environment.
• Minimum of 1 year of experience in loan and deposit originations.
Required Skills:
• Fundamental knowledge of commercial real estate, commercial & industrial, general business and real estate construction loans.
• Sound credit and analytical skills, to include a fundamental understanding of balance sheets, income statements, and statements of cash flow.
• Computer literacy: proficiency with Word and Excel, with the ability to learn internal bank systems and additional software applications.
• A strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions.
• Self-motivation, a strong work ethic, the ability to work independently in a fast-paced team environment, and driven to meet deadlines.
To apply, send your resume and cover letter to careers@johnmarshallbank.com with “C&I Junior Lender” in the subject line. Equal Opportunity Employer.
C&I Lender – DC / Maryland Region
Community Business Lending at John Marshall Bank is one of the most important aspects of our institution’s growth. Our C&I Lenders play a critical role in our ability to prudently increase the loan and deposit portfolios at the Bank.
Primary Responsibilities:
• Originate acceptable deposit and loan accounts for the Bank through superior business
professionalism and inexhaustible efforts.
• Gather financial information on existing and prospective customers.
• Analyze financial data from corporate tax returns, company-prepared financial statements and supporting reports, CPA-prepared financial statements, personal financial statements and tax returns, credit reports and other data points.
• Prepare written loan presentations for discussion at all levels of loan committee approval.
• Have a thorough understanding of cash flow statements, projections, and sensitivity analyses in order to evaluate the debt servicing capacity of borrowers.
• Prepare collateral analyses to be used for real estate loans, government contractor financing, and other financings such as those for accounts receivable, equipment, inventory, and intangibles.
• Communicate effectively with bank loan officers and other bank personnel, customers and prospects.
• Actively participate in the loan approval process, to include being directly involved with presentations as they are made to our loan committees.
• Tirelessly seek out new business customers for the bank through personal networking skills, institutions such as local Chambers of Commerce, referrals from Senior Officers of the Bank, etc.
Qualifications:
• Bachelor’s degree, preferably in Finance or Accounting.
• Minimum of 8 years in a commercial banking environment.
• Minimum of 5 years of experience in loan and deposit originations.
Required Skills:
• Fundamental knowledge of commercial real estate, commercial & industrial, general business and real estate construction loans.
• Sound credit and analytical skills, to include a fundamental understanding of balance sheets, income statements, and statements of cash flow.
• Computer literacy: proficiency with Word and Excel, with the ability to learn internal bank systems and additional software applications.
• A strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions.
• Self-motivation, a strong work ethic, the ability to work independently in a fast-paced team environment, and driven to meet deadlines.
To apply, send your resume and cover letter to careers@johnmarshallbank.com with “C&I Lender” in the subject line. Equal Opportunity Employer.
Government Contractor Lenders
All candidates must have a minimum of 3 years of relationship manager experience with government contractors. In addition to core skill sets required of a strong lender, successful candidates will have a thorough understanding of the fundamentals of the GC industry, and of the special dynamics that affect banking and lending to GCs.
To apply, please send resume and cover letter to careers@johnmarshallbank.com. Equal Opportunity Employer.
