Building the Most Value for Your Investments
The Commercial Real Estate Lending team at John Marshall Bank specializes in providing creative financing solutions to investors, developers and homebuilders in the Northern Virginia, Maryland and DC markets.
If you’re looking to purchase, refinance, develop, or construct non-owner occupied real estate, JMB has a specialized package of products and services designed to minimize costs, maximize efficiency and support you through each phase of the financing process.
“Since 2011, John Marshall Bank has provided us with a number of banking products and treasury management services. They’ve also provided lending solutions for nearly 75 custom homes (and counting) that we’ve built in Northern Virginia. Throughout our partnership with JMB, they have constantly provided great service and quick turnarounds on financing projects. Their expert bankers are always available to answer questions related to our loans and accounts, going the extra mile to help us save time and maximize our resources. Not to mention, the dedicated Commercial Real Estate team has been a strategic resource in helping us make financial decisions to support our company’s objectives.”
David Tracy, President & Founder, Classic Cottages, LLC
Commercial Real Estate Lending with JMB
Our team of real estate experts are committed to building a partnership with you to successfully complete your project and to help your company grow and thrive.
Market & Industry Knowledge
We understand the local real estate market and have relationships with industry professionals in various segments, allowing us to provide you with the strategic insight and counsel needed to successfully complete your project.
Our real estate experts are readily available to make prompt and responsive decisions.
Creative & Flexible Financing Solutions
We understand that every project, submarket and transaction is different. That’s why we partner with you for crafting and strategizing a creative financing solution within commercial real estate.
Commercial Real Estate
Our comprehensive Commercial Real Estate Lending package offers both development and long-term financing solutions for commercial properties — retail, industrial/flex/warehouse, data centers, office, self-storage, and more. We also support residential property developments including renovations, single family attached/detached and subdivisions.
Flexible Financing Options to Support Your Contract Needs
- Speculative & pre-sold residential infill project financing
- Acquisition, development, and/or construction financing for subdivisions
- Refinance, reposition, bridge, and/or construction financing for manufacturing, self-storage, warehouse/distribution, showrooms, flex, and data centers
- Non-Owner Occupied Commercial Mortgages (multifamily, retail, industrial, office, etc)
- Secured Guidance Lines of Credit
- Owner Occupied Real Estate Loans – Up to 90% Financing
- Contract Receivable Lines of Credit
- Equipment Loans
- Standby Letters of Credit
- Recourse and non-recourse options available for industrial projects based on LTV/LTC and other underwriting standards
- Other Customized Lending Solutions
*Loans are subject to full underwriting and approval by the Bank
Financial Solutions to Help Make Your Cash Flow More Predictable
- Analyzed account with fees offset by JMB’s premium earnings credit
- Fee-free remote scanner and remote deposit service
- Choice of one other Treasury Service & monthly fees are waived
- Free initial order of checks and deposit tickets with CheckArmor1
- Free e-Statements with check imaging for 24 months of history
- Free Online Banking & Bill Pay
- Free Mobile Banking & Mobile Check Deposit2
- Free Direct Connect with Quickbooks®
- Limited up to $150 when ordered through the Bank’s check vendor.
- JMB does not charge a fee for Mobile Banking. However, third party message and data rates may apply.
JMB has partnered with Built Technologies to provide a web-based construction draw platform that connects all parties involved in the process.
- Easily request and manage construction draws and get real-time updates as draws are approved and funds are disbursed. This platform provides our customers with the technology to better manage their construction projects and a more predictable funding schedule.
Customizable Treasury Services Tools to Effectively Simplify Your Banking, Improve Your Cash Flow and Enhance Return on Funds
DDA Commercial Sweep
- With a DDA Commercial Sweep Account, funds in excess of what’s required in an operating account to offset monthly service charges will automatically transfer to an interest-earning account.
- To qualify, you must have or open an Analyzed Commercial Checking account with a minimum target balance of $175,000 or more.
- Easily send payments to employees and vendors with use of our ACH services.
- Send large and important payments quickly with our Online Wire services.
- Deposit checks without leaving your office with our fee-free remote scanner and remote deposit service.
- Automate the payment process for your customers. Collect invoice payments and monthly fees with the use of our ACH services.
- Monitor your checks presented for payment and minimize your exposure to fraud with our Check Positive Pay service.
- Protect your account from ACH fraud by reviewing incoming debits and returning them before they are deducted from your account with the use of ACH Positive Pay.
Prepare for the Unexpected with Insurance
Comprehensive and Competitively Priced Insurance Products
- Protect your commercial real estate business and your investment by receiving a free insurance cost analysis from Bankers Insurance
Purchasing/Business Credit Cards
- Effectively manage business travel and procurement expenses with one payment solution
Merchant Bankcard Services
- Partner with our leading provider of credit card processing services and comprehensive merchant payments