JMB is just what the doctor ordered
Healthcare is an ever-changing landscape — your banking experience shouldn’t be. At JMB, we partner with healthcare providers and veterinarians in a relationship that’s defined by consistency and health services banking expertise, from veterinary loans, medical practice loans, healthcare financing and lending solutions, and much more.
As a health services provider, you take part in the wellbeing of the community by serving our neighbors, their families and pets. It’s our responsibility to take care of your practice’s financial health.
We meet the banking needs of healthcare providers in the following fields:
- General Medical Practices
- Veterinary Practices
- Dental Practices
“John Marshall Bank’s personalized service has been tremendously helpful to our financial operations. Having a single point of contact has eliminated the need to deal with multiple vendors, repeatedly fill out forms and explain my business to multiple employees who are new to my account. Not to mention, their Health Services industry bankers have been a source of knowledge and expertise. My dedicated banker has provided key advice and insight on my previous loan structure and was able to show me the cost savings involved with paying out my SBA loan. In fact, JMB was able to consolidate a number of our various business loans under better terms and a lower rate with fewer fees. We also have real estate loans, a line of credit and long-term capital which are integrated together to allow for a holistic approach to our growth expectations. JMB understands my business thoroughly, allowing our medical practice to expand without concern about our capital needs.”
—Simon Fishman, MD & Founder/Managing Partner, Integrated Neurology Services, PLLC
Health Services Banking with JMB
Our team of health service banking experts are committed to building a partnership with healthcare providers like you in order to achieve your financial goals and drive your mission forward.
We’re equipped with the tools and financial technology to optimize your banking experience and increase your operational efficiency.
Our bankers are readily available to make prompt and responsive decisions. We understand the local economy, allowing us to provide healthcare providers and veterinary with strategic insight and counsel.
Security & Fraud Prevention
Your financial data and assets are a top priority at John Marshall Bank. That’s why we’ve invested in advanced security measures to prevent fraud and protect your assets.
Health Services Banking Package
From acquisition loans for cash flow to lending solutions for leasehold improvements, we’ve got a wide range of products and services exclusive to our health services banking package for healthcare providers and veterinary clinics.
Expand your health care practice through JMB’s real estate lending options. Our competitive lending solutions can help you purchase new property or renovate existing clinics.
Owner Occupied Real Estate Loans — Up to 90% Financing*
- New construction and build outs
- Purchase of an existing condo or building
- Refinance of an existing real estate loan
Manage Daily Operations with Working Capital Financing and Flexible Financing Options
- Funding working capital and payroll expenses
- Revolving lines of credit to finance insurance receivables
- Discounts offered for practices needing bulk purchases
Competitive Term Loans. Amortized Term Loans — Up to 100% Financing*
- Purchase/replace medical equipment
- Tenant improvements
- Partner buy-outs and buy-ins
- Practice acquisitions
*Loans are subject to full underwriting and approval by the Bank
Choose from our comprehensive Business Checking or Commercial Checking accounts and receive the following:
- FEE-free EDI addendums
- FEE-FREE remote scanner and remote deposit service
- Your choice of one other Treasury Service & monthly fees waived
- FREE initial order of checks and deposit tickets with CheckArmor1
- FREE e-Statements with check imaging for 24 months of history
- FREE Business Debit Card with SecurLOCK Equip fraud prevention
- FREE Online and Mobile Banking
- FREE Bill Pay & Mobile Check Deposit
- FREE Direct Connect with QuickBooks®
- Limited up to $150 when ordered through the Bank’s check vendor.
Benefits for You and Your Employees:
- Personalized employee accounts
- Competitive rates on mortgage loans
- Home Equity Lines of Credit (HELOCs)
We offer tailored Treasury Service tools that streamline your collection for payments and manage your accounts with efficiency.
DDA Commercial Sweep
- Through a commercial sweep account, any surplus funds above your targeted amount will automatically transfer from your operating account to an interest earning account
- To qualify, you must have an Analyzed Commercial Checking account with a minimum target balance of $175,000 or more, as calculated (ensures you can fully offset any monthly service charges)
- A convenient and automated way to consolidate funds from multiple subsidiary accounts into one master account
- Automatically cover debit balances with your operating account
It’s important to be prepared for the unexpected. That’s why having insurance is imperative to your business’ success.
Comprehensive and Competitively Priced Insurance Products
- Healthcare providers and veterinary clinics have access to a free insurance cost analysis from Bankers Insurance, John Marshall Bank’s business insurance partner.
Explore Merchant Services Payment Processing Options
- Sophisticated and flexible tools tailored to your business
- Free review of services and pricing with the Bank’s health services partner
- Access to all major card networks
Get Paid Faster with Lockbox Services
- Customize workflow efficiency for your practice
- Minimize risk of fraud potential
- Reduce processing costs