Ready to reach new heights?
Our business loans and lending
solutions can help you get there
Your team has worked hard to build your business to where it is today. Our job as your bank is to connect you to the financial resources that’ll strengthen and support your growth. Between our team of business bankers, treasury management services and suite of business loans, business line of credit and lending solutions, you can feel confident in knowing you have access to all the tools necessary to manage your growth and achieve your financial objectives.
Business Checking Overdraft Line of Credit
Protect your business from “insufficient funds” fees with our business checking overdraft protection line of credit. If the available balance in your business checking account is inadvertently exceeded, the loan will be activated and payables will be covered up to the maximum amount of your line.
Business Line of Credit
- Competitive rates
- No application fee
Construction Loans and Credit Lines
- Property purchases
- Upgrading an existing building, expansion, renovations, or improvements
- Land purchases
- Mixed use properties
- Business loans for investment properties
- Owner-occupied properties
John Marshall Bank’s commercial mortgages are available for owner-occupied real estate — up to 90% financing*
- New construction and build outs
- Purchase of an existing condo or building
- Refinance of an existing real estate loan
- Competitive fixed rates
- No application fee on amortizing mortgages
- No repeat appraisals required during original term of business loans
*Loans are subject to full underwriting and approval by the Bank
Business Term Loans
- Fixed amount with equal monthly payments of principal and interest
- Competitive rates
- Automatic payment from customer’s business checking account
Business Credit Cards
Your business will have the option of choosing from our Visa® Premium credit cards designed to help you build and discover your growth potential – without having to worry about funding options.
SBA 7a Loans
The Small Business Administration provides partially guaranteed loans known as SBA 7a loans to small businesses across the U.S. in order to support entrepreneurship and business owners. The eligibility requirements are more flexible under an SBA 7a loan, whether you have an 800+ credit score or something a little (or a lot) less. Through an SBA 7a loan, you can potentially enjoy more favorable terms and conditions, including lower rates and flexible term conditions. John Marshall Bank has now officially partnered with the SBA to process your loan application and distribute the funds you have been approved for. Any small business owner can apply for an SBA 7a loan, whether you have excellent credit or may not qualify for a traditional commercial loan.
Contact our SBA Specialist today if you’d like to learn more about SBA 7a loans and how to apply through John Marshall Bank. We will respond to any SBA Lending inquiries within 48 business hours.