Our region is the core of America’s federal government. As your business successfully completes a government contract, you contribute to the processes that move the nation.When it comes to government contractor lending or financing options, you need the advantage of local expertise with the ability to operate as a large institution.
As the second largest community bank headquartered in Northern Virginia, we’re equipped with the financial resources and personnel to advance your business’ contracting efforts. When banking with us, our goal is to not only help you finance your contracting needs but to help your firm recognize its full potential.
“It was Christmas Eve in 2015 and the company that manages my payroll did not process payment from my account at John Marshall Bank. I called the Deposit Ops team at John Marshall Bank to help. Every single person in this department stayed well past the holiday closure time to ensure my employees received payment. To achieve this magnificent customer service involved over 25 wires. The teamwork at John Marshal Bank rocks!”
—Vicki Vasques, President, Tribal Tech, LLC
Government Contractor Lending with JMB
Our team of government contractor lending experts are committed to building a partnership with you to achieve your financial goals and drive your mission forward.
We’re equipped with the tools and financial technology to optimize your banking experience and increase your operational efficiency for your government contract financing needs.
JMB’s advisers have extensive backgrounds in government contractor lending and financing. Our proximity to Capitol Hill is matched only by our staff’s industry expertise.
Security & Fraud Prevention
Your financial data and assets are a top priority at John Marshall Bank. That’s why we’ve invested in advanced security measures to prevent fraud and protect your assets.
Through our tailored Government Contractor lending products and banking services, you’ll receive a holistic approach towards your financing needs. Our team is well-versed in the intricate regulations and processes of your field from procurement to costing and bidding.
Flexible Financing Options to Support Your Contract Needs
- Contract Receivable Lines of Credit
- Other Business Lines of Credit
- Acquisition Financing for Government Contract
- Equipment Loans
- Standby Letters of Credit
- Owner Occupied Real Estate Loans — Up to 90% Financing*
- And Other Customized Lending Solutions
*Loans are subject to full underwriting and approval by the Bank
Financial Solutions to Help Make Your Cash Flow More Predictable
Government Contractor Checking Plus
- Analyzed account with fees offset by JMB’s premium earnings credit
- Fee-free remote scanner and remote deposit service
- Choice of one other Treasury Service & monthly fees are waived
- Free initial order of checks and deposit tickets with CheckArmor1
- Free e-Statements with check imaging for 18 months of history
- Free Online Banking & Bill Pay
- Free Mobile Banking & Mobile Check Deposit2
- Free Direct Connect with Quickbooks®
- Limited up to $250 when ordered through the Bank’s check vendor.
- JMB does not charge a fee for Mobile Banking. However, third party message and data rates may apply.
Customizable Treasury Services Tools to Effectively Simplify Your Banking, Improve Your Cash Flow and Enhance Return on Funds
DDA Commercial Sweep
- Increase your earning power on idle balances — earn interest on your money until expenses need to be paid. Automatically transfers funds above a target balance in your operating account to an interest earning account
- Requires an Analyzed Government Contractor Checking Plus account with a minimum target balance of $125k or more, as calculated to fully offset any monthly service charges
Automated Clearing House (ACH)
- Make vendor payments, initiate pre-authorized bill payments anytime and offer direct deposit for employees
- Protect automated transfers from fraudulent activity with Positive Pay for ACH
Zero Balance Accounts
- Maintain separate disbursement accounts for your record keeping while consolidating balances to maximize your earnings credit and sweep account potential
Prepare for the Unexpected with Insurance
Comprehensive and Competitively Priced Insurance Products
- Protect your business and your investment by receiving a free insurance cost analysis from opens in a new windowBankers Insurance
Purchasing/Business Credit Cards
- Effectively manage business travel and procurement expenses with one payment solution
Merchant Bankcard Services
- Partner with our leading provider of credit card processing services and comprehensive merchant payments