Meet the team that guides and supports
the vision empowering JMB
		
Christopher W. Bergstrom
President &
Chief Executive Officer
Experience:
- Over 40 years of experience in banking
 - Founder, President & CEO of Cardinal Bank
 - President of United Bank after the acquisition of Cardinal Bank
 
Education:
- M.S. in Finance – VCU
 - B.A in Business Administration – JMU
 

Kent D. Carstater
Sr. EVP, Chief Financial Officer
Experience:
- Over 25 years of financial services experience
 - Served as CFO of John Marshall Bank since June 2017
 - Joined John Marshall Bank in July 2016 as SVP of Market Risk Management
 - Previously served as an SVP and Treasurer at the Bank of Georgetown
 - Advised community bank executives on strategic matters, primarily capital offerings and M&A, as an investment banker before entering the commercial banking space
 - Founded a private equity firm focused on investing in community and regional banks
 
Education:
- B.S. in Finance – Virginia Tech
 - M.B.A – UVA, Darden School of Business
 

Andrew J. Peden
Sr. EVP, Chief Banking Officer
Experience:
- Over 23 years of banking experience, including 17 years with Cardinal Bank
 - Served as EVP of Commercial Real Estate Lending at Cardinal Bank and as a Market Executive at United Bank
 
Education:
- Virginia Bankers School of Bank Management
 - Leadership Fairfax Emerging Leaders Institute
 - B.S. in Business – University of Richmond, Robins School of Business
 
Affiliations:
- Past President of Westwood Country Club
 - Served for 15 years on the steering committee of a fundraising event for the INOVA Kellar Center
 - Serves on the Board of the VBA Management Services, Inc.
 - Volunteer youth sports coach in Arlington, VA
 

Kelly Bell
EVP, Chief Operating Officer
Experience:
- Over 31 years of experience in the banking industry
 - Served as Senior Vice President, Director of Retail Banking at Cardinal Bank for 3 years
 - Served in various capacities at Virginia Commerce Bank for 13 years
 
Education:
- Graduate of Virginia Bankers Association School of Bank Management
 - Graduate of Leadership Alexandria
 

Jason R. McDonough
EVP, Chief Lending Officer
Experience:
- Over 18 years of banking experience, including 6 with John Marshall Bank
 - 11 years of Commercial Real Estate Lending experience
 - Previously served as EVP/Director of Real Estate Lending at John Marshall Bank
 
Education:
- M.S. in Real Estate Development with honors – George Mason University ‘15
 - Graduate of Virginia Bankers School of Bank Management ‘12
 - B.S. in Psychology – Virginia Tech ‘06
 
Affiliations:
- Serves on the Board of HomeAid National Capital Region as a Life Director; President’s Award Winner, 2022
 - Co-Founder of the George Mason University Masters in Real Estate Development Alumni Association
 - Recipient of the George Mason University School of Business Prominent Patriot Award, 2018
 - Loudoun 40 Under 40, 2023
 - Serves on the Board of Loudoun South Little League
 

James Estep
EVP, Director of Commercial
& Industrial Lending
Experience:
- Over 18 years of banking experience
 - 16 years of experience in the Commercial Lending space
 
Education:
- B.S. in Finance | Minor in Real Estate — Virginia Tech
 - Graduate of Virginia Bankers School of Bank Management in 2008, with honors
 - Graduate School of Banking at LSU
 
Affiliations:
- Serves on the Board of the Reston Chamber of Commerce
 - Volunteer EMT for the past 13 years in Fairfax and Loudoun County
 

Veronica Wilson
SVP, Director of
Human Resources
Experience:
- Over 27 years of human resources experience in a variety of roles, with over 10 years in the banking industry
 - Served as Director of Human Resources for Cardinal and United Bank
 
Education:
- Graduated Cum Laude from The Pennsylvania State University with a B.S. in Organizational Leadership
 - A.S. in Advertising, Public Relations & Applied Communications – Johnson & Wales University
 - Society for Human Resource Management (SHRM) – Senior Certified Professional
 
Affiliations:
- Co-Chair of NOVA SHRM GovCon SIG
 - Standing guest event speaker and mentor for Career Confidence
 - Mentor to veterans in transition via a DOD SkillsBridge program
 

Patrick Runge
SVP, Chief Technology
Officer
Experience:
- Over 40 years of Information Technology Experience within the Banking Industry
 - Served as SVP – Chief Technology Officer, MVB Bank
 - Served as SVP – Chief Technology Officer, Access National Bank
 
Education:
- A.A. in Information Systems – Northern Virginia Community College
 
