Take Control of Your Finances’ Future with JMB’s
3.50% APY1 FLEX YOUR FUNDS 12-Month CD
A lot can happen in a year. Plans change and so can your finances, which is why the Flex Your Funds CD gives you two options to stay flexible throughout its term. Once during the term of your CD, you can deposit and/or withdraw 50% of your original deposit amount, allowing you to take control of your finances’ future.
Effective May 4, 2026
- Term is 12 months from account opening
- Making a withdrawal of over 50%, or a second one after opting for the penalty-free withdrawal, will result in an early withdrawal penalty equal to one hundred eighty (180) days of interest. Fees may reduce earnings. We may invade the principal to satisfy the early withdrawal penalty.
- Available to consumers and businesses, but not available for brokered deposits, public entities, or municipalities.
- Available as an Individual Retirement Account.
- Interest is compounded monthly.
- Minimum of $500.00 to open and earn APY; Limited to one (1) CD per TIN, up to a maximum original deposit amount of $1,000,000.00.
- New money only (money that has not been on deposit at JMB within the last 30 days). This applies to both the original deposit amount and the additional deposit allowed.
- John Marshall Bank reserves the right to modify or terminate this special at any time.
1 Annual Percentage Yield assumes interest is credited monthly and remains on deposit until maturity.

