Investment Property Mortgage
6/5 ARM
Mortgage or Refinance
6.59% RATE | 6.60% APR1
A Mortgage That Makes the Most of Your Investment
You’ve turned one house into a home and now you have your sights set on a second property to rent out and use for additional income. Let John Marshall Bank provide the financing to help make your vision a reality.
John Marshall Bank is offering a 6/5 Adjustable Rate Mortgage (ARM) for the purchase or refinance of your investment property. You will start with a low fixed-rate for the first six years, after which, your rate changes every five years based on the current five-year U.S. Treasury rate at the time, plus a 2.50% margin.
- Available for individuals to purchase or refinance an investment property
- 30-year term with principal and interest payments
- The rate is adjusted every five years after the initial six-year fixed term
- Unlike traditional ARM products, our rates are not based on loan amount
- Up to 75% LTV for purchases and for refinances (see LTV chart below)
Take advantage of our competitive rates — call us today!
| 6/5 Adjustable Rate Mortgage (ARM) | |||
| Amount $200,000.00 | |||
| Month | Rate | APR | Payment2 |
| First 72 | 6.59% | 6.60% | $1,2.82.87 |
| Next 288 | 6.60% | 6.60% | $1,284.02 |
| Loan to Value (LTV) | |||
| Purchase | Refinance | ||
| <= 75% LTV/CLTV up to $1,250,000 | <= 75% LTV/CLTV up to $1,000,000 | ||
| <= 70% LTV/CLTV up to $1,250,000 | |||
The example chart reflects payments on a $200,000 loan and does not include taxes or insurance; actual payments may be greater.
- 6.59% Rate / 6.60% Annual Percentage Rate (APR).
- Since the value of the index in the future is unknown, the chart above reflects the payment amounts plus margin (fully indexed rate) as of the effective date of June 11, 2025. This offer is for a limited time and subject to change without notice. This product is available for purchases and refinances. The rate is fixed for the first six years, after which, your rate changes every five years based on the current five year US Treasury rate at the time, plus a 2.50% margin. The APR may be increased after the loan is closed. This product is for individuals to purchase or refinance an investment property. A maximum of four (4) mortgaged properties per individual in the Virginia cities and counties of Alexandria, Arlington, Fairfax, Loudoun and Prince William, Washington, DC and the Maryland county of Montgomery. The applicant is responsible for the following fees and costs at the time of closing; appraisal fee, tax service fee, settlement fees, title fees, transfer tax fees, flood cert fee, recording fee, homeowners insurance, survey if required, and interest due until first payment. This is not intended to be an all-inclusive list, other costs may be included due to specific loan circumstances. Other restrictions may apply. Contact the John Marshall Bank consumer mortgage consultant for any applicable additional restrictions and details about your loan. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.