Building Lasting Financial Partnerships with General and Trade Contractors
Much like general and trade contractors are trusted by their clients to bring their vision for their home or business to life, we are trusted by contractors to bring their financial visions to reality. Our consultative and relationship-centered approach to banking, along with our uniquely designed general and trade contractor banking package, puts us in the right position to provide general and trade contractors with the support and growth they need.
Our team of general and trade contractor banking experts is dedicated to the success of your business and powered by the ability to make local decisions. Combine that with our lineup of financial tools, including onsite payments, and our fraud prevention tools, and we have the foundation for a strong financial partnership that’s only missing one thing: you.
Client: Scott Long Construction
About: Scott Long Construction is a leader in the development and construction industry in the Washington Metropolitan region, headquartered in Chantilly, VA.
More General and Trade Contractor Testimonials
Client: Glass Projects Resource
About: Glass Projects Resource is a glass manufacturing company headquartered in Sterling, VA, that supplies buildings throughout the DC Metro area, performs design, engineering, fabrication, factory glazing, and field installation of custom curtain wall enclosure systems.
Client: Emerald Ironworks
About: Emerald Ironworks is a high-end architectural metalwork fabrication company for commercial applications located in Woodbridge, VA. Since 1981, they have received numerous awards and has been featured in major industry publications.
General and Trade Contractors Banking with JMB
Relationship
Our team is committed to building a partnership with you to achieve your financial goals and drive your mission forward through our professional services banking package.
Innovation
We’re equipped with the tools and financial technology to optimize your banking experience and increase your operational efficiency.
Local Decisions
Our bankers are readily available to make prompt and responsive decisions. We understand the local economy, allowing us to provide you with strategic insight and counsel for your organization.
Security & Fraud Prevention
Your financial data and assets are a top priority at John Marshall Bank. That’s why we’ve invested in advanced security measures to prevent fraud and protect your assets.
General and Trade Contractors Banking Package
John Marshall Bank is trusted by trade contractors throughout the DC Metro area. We deliver financial solutions and strategic recommendations to support your growth and protect your assets through our general trade contractors banking package.
Checking and Savings Accounts
JMB Commercial Checking
- Analyzed Account with fees offset by JMB’s premium earnings credit
JMB Business Checking1
- 500 free transactions per month
- FREE Treasury services review and one Treasury Service provided free of charge for up to 6 months
- FREE initial order of checks and deposit tickets with CheckArmor
- FREE e-Statements with check imaging for 24 months of history
- FREE Business Debit Card with card controls fraud prevention
- FREE Online & Mobile Banking
- FREE Bill Pay & Mobile Check Deposit
- FREE Direct Connect with QuickBooks®
- Free initial order of checks and deposit tickets up to $150.00 when placed at account opening using the Bank’s Check Vendor
Payables
- Easily send payments to employees and vendors with our ACH services
- Send large and important payments quickly with our Online Wire services
Receivables
- Deposit checks without leaving your office with our fee-free remote deposit service
- Automate the payment process for your customers by collecting invoice payments and monthly fees via ACH
Security
- Monitor your checks presented for payment and minimize your exposure to fraud with our Check Positive Pay service
- Protect your account from ACH fraud by reviewing incoming debits and returning them before they are deducted from your account with the use of ACH Positive Pay
Expand your general trade contractor business through JMB’s real estate lending options. Our competitive lending solutions can help you purchase new property or renovate existing locations.
Owner Occupied Real Estate Loans — Up to 90% Financing*
- New construction and build outs
- Purchase of an existing condo or building
- Refinance of an existing real estate loan
*Loans are subject to full underwriting and approval by the Bank
Manage Daily Operations with Working Capital Financing. Flexible Financing Options
- Funding working capital and payroll expenses
- Revolving lines of credit to finance insurance receivables
- Discount offered for businesses needing bulk purchases
Realize the Value of Competitive Term Loans. Amortized Term Loans — Up to 100% Financing
- Purchase/replace equipment and vehicles
- Partner buy-outs and buy-ins, business acquisitions
*Loans are subject to full underwriting and approval by the Bank
It’s important to be prepared for the unexpected. That’s why having insurance is imperative to your business’ success.
Comprehensive and Competitively Priced Insurance Products
- Protect your business and your investment by receiving a free insurance cost analysis from Bearing Insurance
Merchant Service Payment Processing Options
- Access to all major card networks
- Free review of services and pricing with the Bank’s professional services partner
- Easy to use equipment to process payments onsite
- Software with invoice prompt for easy record keeping